Health & Life Insurance
Health and Life Insurance Options at J.T. Rosborough
Life Insurance Solutions
At J.T. Rosborough, we understand the importance of safeguarding your family’s future. Our life insurance options are designed to provide peace of mind whether you’re looking to cover basic funeral expenses, leave a legacy, or ensure business continuity.
Term Life Insurance
This offers a straightforward, cost-effective solution for those seeking coverage for a specific period. For example, you might choose a 20-year term to ensure your children’s education is funded should anything happen to you during those years.
Whole Life Insurance
These provide a lifelong safety net with the added benefit of building cash value over time, which you can borrow against. It benefits long-term financial planning, like estate planning or leaving an inheritance.
Universal Life Insurance
these policies combine the benefits of permanent coverage of whole life with more flexibility in premiums. This can adapt to your changing financial situation, allowing you to adjust the death benefit and vary your premium payments within certain limits.
Health Insurance for Every Stage of Life
Our comprehensive health insurance offerings cater to individuals, families, and groups, ensuring access to quality healthcare without financial strain.
Individual or Family Health Plans
These plans are customized to match the health care needs of you or your family. They offer coverage for a wide range of medical services, from routine check-ups to emergency treatments, ensuring you’re protected against unforeseen medical expenses.
Group Health Benefits
For businesses, these solutions provide comprehensive medical, dental, and disability coverage for employees, including hassle-free management of plan enrollments, changes, and COBRA administration, promoting a healthy workforce.
Dental Insurance
This coverage focuses on preventive care such as regular cleanings and check-ups, as well as procedures like fillings, crowns, and orthodontics, helping maintain overall oral health and preventing more serious problems.
Disability Insurance
Offers income protection to individuals unable to work due to illness or injury, ensuring financial stability during difficult times by covering a portion of the lost income.
Senior Health Insurance & Long-Term Care
This policy is tailored to meet the specific health care needs of seniors, including coverage for long-term care facilities, home care services, and other age-related health issues, ensuring seniors have access to compassionate care and support.
Employee Benefits
A range of benefits packages designed to enhance employee satisfaction and loyalty, including health insurance, retirement plans, and wellness programs, contributing to a positive workplace environment.